Workers’ compensation is a necessary expense. However, it can be a major burden on smaller employers, and costs can increase dramatically if you have to make a claim. To properly control these costs, you need to understand how your premiums are determined and what changes you can make to bring them down.

Every small business starts with goals, missions, and dreams. But somewhere between your first growth spurt and your first few hires, you quickly notice that non-growth-impacting business needs quickly consume your energy, time, and resources. You wanted to create amazing solutions and secure new leads — not spend 40 hours a month dealing with HR […]

During the new year, we wanted to look back on some of the positives that 2020 brought us! Our blog was one of them!

Having a good workers’ safety program is key to preventing hazards, keeping workers comp premiums down, and improving employee morale. Traditionally, this has taken the form of in-person classroom training. However, this has significant downsides: it tends to be expensive, retention is often low because you are giving a lot of information infrequently, and it […]

Owning a business is risky enough. You invest lots of personal capital, countless hours, and trust that the people you have hired are competent and looking out for your company’s best interests. That requires developing a bulletproof risk management strategy.

The more efficient an HR department is, the more profitable the organization will be overall. After all, every hour that an HR employee spends on administrative tasks and other activities has a concrete cost. Such costs include salary, benefits, time diverted away from other critical activities, and other opportunity costs.

According to the Occupational Safety and Health Administration (OSHA), over 20% of all worker fatalities each year are in the construction industry. This makes it difficult to get affordable workers’ compensation insurance coverage.

Providing employee benefits is key to keeping your team members happy and preventing them from leaving your company. The Society for Human Resource Management (SHRM) found that 56 percent of U.S. employees who responded in a survey claimed that employer-sponsored health benefits factored heavily into the decision of staying in their current job.

In today’s complex regulatory and safety environment, businesses need risk management to survive. Being aware of and planning for risk helps with compliance (which, these days, can include compliance with global standards as well as local ones, even for smaller businesses).

As a small business owner, you are the Chief Everything Officer.